Harnessing innovative, digital technology to deliver accessible loans, Creditas is on a mission to democratize low-interest products and distribute resources that weren’t previously reaching some consumers. The company is helping to increase the supply of fair and secure loans while injecting new money into the system.
Rather than determining loan interest rates solely on the operational costs and risk of defaulting (as seen with traditional lenders), Creditas allows clients to use goods as collateral to access lower rates and smaller installments. All services are conducted online using their digital platform, helping to reduce the agency overheads that are otherwise passed onto consumers.
Creditas prides itself on cultivating a diverse and inclusive working environment, with people who are passionate about bringing about positive change. Staff at all levels are encouraged to express their ideas, without the rigid hierarchies that have long been associated with the lending world. They seek out both young and energetic talent, as well as experienced professionals to create a space where everyone can learn, teach and share their knowledge.
You can find more info at https://www.creditas.com.br/
Helping to take business operations to the next level, Creditas is on the lookout for a Product Manager to join their São Paulo team. You’ll be responsible for part of the company’s web/mobile platform and collaborate intensively with business analysts, product designers, software engineers, operations and marketing peers. They’re after someone who has the communication skills to lead structured, data-driven conversations with stakeholders while also solving the most pressing needs of Creditas’ users.
In addition to identifying product opportunities and exploring solutions to capitalize on these, you’ll rapidly incorporate newly gained knowledge into the product delivery process. Drawing on 3+ years of relevant digital product experience, you’re someone who’s comfortable taking risks while challenging conventions about all aspects of the business.
Ideally, you’re an analytical thinker who loves interacting with people and can keep multiple stakeholders informed in a rapidly-changing environment. With expertise in software engineering, design or finance an added bonus, you can take a holistic and pragmatic approach that aligns the company’s strategic needs with the user’s demands.
Creditas was born from the mission of reducing interest rates in Brazil.
We believe that a diverse and inclusive environment is essential to bring about positive change. From young talent filled with energy to more experienced professionals, everyone learns, teaches and shares what they know. We also do not believe in very rigid hierarchies. Therefore, in Creditas everyone has the space and autonomy to expose their ideas. But as "great powers bring great responsibilities," we also expect responsibility and commitment in return.