Creditas is a FinTech platform focused on disrupting consumer loans in Brazil. It provides credit at significantly lower rates - sometimes half or even a fourth of what local lenders charge - by using an innovative credit scoring system and leveraging borrowers' existing assets as collateral.
Creditas is growing fast and has several Via projects: 1) Business Development - assessing new businesses and channels that Creditas can expand to, (ex- home, auto loans), and what assets can be used for loan collaterals. 2) Product Research - develop a detailed assessment of global origination and funding platforms and benchmark them to the Creditas offering to find opportunities and differentiators. 3) Product and Ops Consulting - how can Creditas leverage service to retain customers and attract new ones? Analyze other solutions and provide recommendations for Creditas. 4) Innovation with Blockchain - assess best practices and how Creditas could leverage blockchain technology to improve its product offering 5) Credit Modelling. Understand how personal credit works in Brazil and how it can be used in existing Creditas products. 6) Strategic Marketing - how is the Creditas brand perceived, and what is the current positioning? Provide recommendations on how this can be improved.
Unlock people's potential through access to fair and affordable credit.
The Creditas team is united by a passion to disrupt access to credit and provide fair, simple access to financial services for everyone. With close to $80M in funding to date by the leading investors in the region, Creditas is growing quickly and expanding across lending verticals to become one of the leading financial service providers in the country.