Harnessing innovative, digital technology to deliver accessible loans, Creditas is on a mission to democratize low-interest products and distribute resources that weren’t previously reaching some consumers. The company is helping to increase the supply of fair and secure loans while injecting new money into the system.
Rather than determining loan interest rates solely on the operational costs and risk of defaulting (as seen with traditional lenders), Creditas allows clients to use goods as collateral to access lower rates and smaller installments. All services are conducted online using their digital platform, helping to reduce the agency overheads that are otherwise passed onto consumers.
Creditas prides itself on cultivating a diverse and inclusive working environment, with people who are passionate about bringing about positive change. Staff at all levels are encouraged to express their ideas, without the rigid hierarchies that have long been associated with the lending world. They seek out both young and energetic talent, as well as experienced professionals to create a space where everyone can learn, teach and share their knowledge.
You can find more info at https://www.creditas.com.br/
As Creditas rapidly expands, they’re looking to fill a number of roles in their São Paulo office with professionals experienced in the following areas:
Business Development: Assess new channels that Creditas can expand into and the required assets to be used for loan collaterals.
Product Research: Develop a detailed assessment of global origination and funding platforms, then benchmark them to Creditas’ offerings to find differentiators and opportunities.
Product and Ops Consulting: Determine how Creditas can leverage services to not only retain customers but also attract new ones while analyzing a range of additional solutions.
Innovation with Blockchain: Determine how Creditas can leverage blockchain technology to improve its product offerings and assess the best practices in doing so.
Credit Modeling: Drawing on an understanding of how personal credit currently works in Brazil, determine how it can be utilized in existing Creditas products.
Strategic Marketing: Determine how the Creditas brand is currently perceived and positioned, then provide recommendations on how this can be improved.
Creditas was born from the mission of reducing interest rates in Brazil.
We believe that a diverse and inclusive environment is essential to bring about positive change. From young talent filled with energy to more experienced professionals, everyone learns, teaches and shares what they know. We also do not believe in very rigid hierarchies. Therefore, in Creditas everyone has the space and autonomy to expose their ideas. But as "great powers bring great responsibilities," we also expect responsibility and commitment in return.